Job Vacancy For Manager, AML & Fraud

• The Manager AML & Fraud is responsible for managing and maintaining all aspects of the AML (Anti-Money Laundering), CTF (Counter-Terrorism Financing), Anti-Fraud and (Economic) Sanctions Compliance Program to ensure a high level of compliance with the relevant laws and regulations as well as with MTN Fintech standards and global best practices.

• Evolution and highly competitive Fintech Industry
• Multi regulated and multifaceted stakeholder management
• Environmental, social and governance prioritized
• Partnerships at the core of business practices
• Increasing demand for Fintech/digital experiences decisions to keep up with customers.
• Performance driven environment
• Global and MTN Group Fintech standards and best practices
• Active media engagement and brand reputation
• Convergence in markets and exploration of non-traditional revenue streams requiring complex interpretation and structuring
• Agile ways of working

• Oversee usage of bespoke compliance-related solutions for the AML/CTF/Sanctions/Anti-fraud compliance program
• Ensure implementation, compliance & adherence to the standards, policies, guidelines & processes defined by Group Digi Fin Risk & Compliance team, and MTN Group Risk & Compliance team as applicable
• Design, implement and add to the AML/CTF framework and its implementation
• Provide oversight on customer onboarding and transactions monitoring
• Manage the execution of an efficient fraud monitoring program
• Design, evaluate, support, and influence a culture of compliance to AML & Fraud PPPs throughout the business
• Advise and support business and operational stakeholders with the development of appropriate controls
• Responsible for ensuring AML tool is up and running and meeting regulatory requirements, Group standards and industry best practices
• Responsible for ensuring Fraud tool is up and running and meeting regulatory requirements, Group standards and industry best practices
• Approve Suspicious Transaction Reports prepared by AML & Fraud Specialist so they can be sent to relevant bodies in a timely fashion
• Ensure all AML alerts are attended to regularly and that relevant rulesets are being used
• Report all fraud cases to OpCo Risk and Compliance
• Ensure the following activities take place efficiently and systematically:
• client on-boarding
• client risk-assessment
• client monitoring/investigation
• external reporting
• Manage the impact of potential changes driven by the regulators, industry, marketplace, and/or legal environment and devise strategy to influence them in the best interest of OpCo.
• Fully assist and cooperate in audit programs to determine organizational vulnerabilities.
• Ensure relevant training on latest AML trends and techniques in the Mobile Financial Services industry is provided to all stakeholders

• Minimum of a University degree in Finance/Management/Compliance/ Risk Management/Audit or related field
• Professional Certificate in Audit, Risk Management or Compliance

• Minimum of of 5 years' relevant experience in a similar position with at least 3 years in a managerial role
• Experience in Fintech, banking or Telecom is preferred
• Proven experience in AML, CTF and Transaction Monitoring within a FinTech environment
• Experience working in a global/multinational enterprise with a good understanding emerging markets is preferred

• Legal requirements and procedures relating to AML and CFT
• An understanding of financial crime
• Working knowledge of AML/CFT systems, products, and risk management practices within the financial services sector
• Knowledge of the financial services sector and key developments in Fintech products and services
• Ethical standards and codes of conduct
• Sound understanding of Regulatory Guidelines and Security Policies
• Suspicious Transactions Analysis
• Risk Scenario Mapping
• Risk assessment and analysis
• Process Compliance
• Audit Sampling & Analysis
• Fraud Analysis
• Fraud Investigation
• Financial data analysis
• Fraud systems & tools

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