Chinese Corporate Relationship Manager of Société Générale by Societe Generale
Societe Generale
- Accra
- Training
- Full-time
- Manage the portfolio of Chinese Corporate clients;
- Develop new quality corporate relationships;
- Quality business growth & management for existing and new relationships;
- Deposits mobilization from existing and new relationships;
- Operations Management & Permanent supervision;
- Income generation (fees & interest income) and cost control;
- Personal organization and initiative for business growth;
- Cross sell products/services and develop and leverage synergies with SG Group for Chinese corporate;
- Local industry/Chinese sector/market study.
- Proactively grow net credit portfolio in line with agreed targets;
- Win new corporate business, supervise account opening and appropriate coding in banking tools;
- Proactively promote Société Générale range of products/services to new and existing customers;
- Increase fee income from corporate customers through efficient negotiation & selling practices;
- Visit customers/prospects, preparing and circulating call reports;
- Quality service delivery and professionalism to achieve high business/client retention;
- Regular market analysis for strategy development and product and service positioning;
- Organize local marketing events to promote bank's products/offers and the client relationship
- Prepare annual budget and actions plan to achieve targets;
- Prepare and submit Monthly Performance Report and Analysis on portfolio.
- Prepare financials & business analysis in line with standards/procedures, and submit credit memoranda through Risk/Credit Committee for approval;
- Manage proactively, post approval documentation to avoid delays and facilitate early drawing on approved limits (these will include, offer letters/facility agreements/pre-conditions/post-conditions etc.);
- Identify all operational problems associated with corporate customers' and liaise with appropriate units/dept in the Bank for efficient and timely resolution and revert to customers.
- Ensure good credit quality through timely renewal, re-negotiation/recovery, restructuring of delinquent files or timely transfer to pre/recovery to avoid increased provisioning;
- Monitor market and account portfolio on a regular basis to ensure material adverse developments are identified and resolved in a timely manner;
- Internalize the bank's processes and procedures on operational risks, BCP, KYC & AML and Permanent Supervision in your team and day to day activities (exceptions arising from these functional areas must be kept to a minimum and where they arise must be dealt with on time).
- To take steps to keep abreast with developments in the market through study and/or commercial/market monitoring; significant development to be shared with the team;
- Support and promote teamwork within your team and other functional areas; must be ready to provide cover for team members as and when required;
- Be passionate about the personal development of other team members using performance management and coaching techniques.
- Internal: Supervision team in Paris, SG China Coverage Team, Trade Department, Corporate Department, Branch Managers, Credit, Treasury, Risk, Legal, Marketing, SME, Structured Finance, etc.;
- External: Chinese Corporate clients, Chinese Embassies, Chinese Chambers of Commerce, Chinese Business Clubs, other Banks etc.
- Minimum bachelor's degree in corporate financing / accounting / economy / international business management or other relevant majors.
- No special requirement.
- Working or internship experience in banking industry (especially in corporate bank segment) will be an important plus
- Chinese Mandarin: very proficient in Mandarin and know well Chinese culture
- English: very proficient
- French could be a plus
- Relationship development and problem-solving skills;
- Relationship management & good Interpersonal skills;
- Negotiation skills;
- Financial/Credit Analysis & Report Writing;
- Organizational and time management ability;
- Marketing and Communication skills;
- Teamwork.
- Domestic travel required;
- Occasional international travail possible.
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