Credit Risk: Assistant Manager - Manager

Deloitte View all jobs

  • Accra
  • Permanent
  • Full-time
  • 1 month ago
Company DescriptionAt Deloitte, our Purpose is to make an impact that matters for our clients, our people, and society. This is the lens for which our global strategy is set. It unites Deloitte professionals across geographies, businesses, and skills. It makes us better at what we do and how we do it. It enables us to deliver on our promises to stakeholders, while creating the lasting impact we seek.Harnessing the talent of 450,000+ people located across more than 150 countries and territories, our size and scale puts us in a unique position to help change the world for the better-by bringing together the services we provide, the societal investments we make, and the collaborations we advance through our ecosystems.Deloitte offers career opportunities across Audit & Assurance (A&A), Tax & Legal (T&L) and our Consulting services business, which is made up of Strategy, Risk & Transactions Advisory (SR&T) and Technology & Transformation (T&T).About the DivisionRegulatory & Financial Risk (RFR) is an established advisor within the financial services industry. Our vision is to be the leading provider of advisory services to financial services providers and corporate treasury operations across Africa. Our client offerings span: Credit, market, and corporate treasury risks; Valuations of financial instruments; Hedge accounting; and financial technology. We provide these services in the capacities of advisory, assurance, managed solutions, and resource augmentation. We also help clients address regulatory challenges relating to IFRS 9, 13, 17 and Basel, amongst others. Our team comprises of accountants, actuaries, statisticians, and quantitative analysts with a technical appreciation for both financial modelling and coding.RFR's client base comprises of the financial services industry and other sectors such as telecoms, retail, and healthcare in both local and international markets. The RFR Credit team resides within RFR, and is involved in the following service offerings:
  • IFRS 9 Impairment Models (development, refinement, validation, and audit)
  • Regulatory and Economic Capital Credit Models
  • Scorecards and Analytics
  • Behavioural Product Pricing
  • Design, Development, and Implementation of Credit Monitoring Frameworks
  • Collections Optimisation
  • Strategy and Risk Appetite Statement
  • Secondments
RFR provides a distinctive work environment. We support a hybrid working model while still providing regular opportunities to interact in a social setting. We provide opportunities for technical upskilling and the development of managerial and leadership capabilities. We embrace diversity and inclusiveness, and we are deliberate in our efforts to achieve greater gender and racial transformation within RFR and Deloitte.Are you ready to apply your knowledge and background to exciting new challenges? From learning to leadership, this is your chance to take your career to the next level.Job Description
  • Development and calibration of credit risk models
  • Model validation, monitoring, and testing.
  • Benchmarking credit metrics amongst peers in a market
  • Derivation of portfolio credit analytics
  • Review of client deliverables to ensure quality, accuracy, and completeness.
  • Communication of project challenges and outcomes with clients and team members
  • Drafting of project reports
  • Sharing of knowledge and skills with colleagues
Qualifications
  • BSC Degree (Mathematics/Statistics/Quantitative/Financial Engineering or Actuarial Science.
  • Financial Modelling experience- technical knowledge in PD, EAD, LGD, Basel II and IAS39.
  • Experience in building and developing IFRS 9 Models.
  • Financial services and market regulations knowledge and application: regulation 23, IAS39, IFRS 9 (intermediate level).
  • 5 - 8 years credit experience at a Bank or Consultancy.
  • Retail credit risk experience preferred.
  • Programming and coding skills: SAS, VBA, Matlab, R and Python.
Additional InformationTechnical Competencies:
  • Understanding of the audit and advisory businesses, and their interaction with wider firm locally and globally, strategy and challenges
  • Notable experience on providing Strategic Insights to Partners
  • Project management experience
  • Excellent industry and business knowledge
  • Demonstrated leadership skills
  • Ability to interpret, communicate and implement strategy
  • Demonstrated execution of complex projects within timeframes and cost
  • Experienced in development and delivery of professional presentations
  • Excellent report writing skills
  • Solid financial knowledge
Behavioural Competencies:
  • Exceptional communication skills, both written and verbal with all levels of staff & leadership
  • Strong interpersonal and relationship-building skills
  • Excellent mentorship and coaching ability with desire to develop self and others
  • Strong client delivery focus
  • Highly adaptable, managing change and ambiguity with ease
  • Focus on quality and risk
  • Excellent problem-solving ability
  • Exceptional business acumen
What Impact will you makeEvery day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusion, collaboration and high performance. As the undisputed leader in professional services, Deloitte is where you will find unrivalled opportunities to succeed and realize your full potential.Key Recruiting AreasAt Deloitte, we want everyone to feel they can be themselves and to thrive at work-in every country, in everything we do, every day. We aim to create a workplace where everyone is treated fairly and with respect, including reasonable accommodation for persons with disabilities. We seek to create and leverage our diverse workforce to build an inclusive environment across the African continent.Note: The list of tasks / duties and responsibilities contained in this document is not necessarily exhaustive. Deloitte may ask the employee to carry out additional duties or responsibilities, which may fall reasonably within the ambit of the role profile, depending on operational requirements.Deadline- 20/3/2026At Deloitte, we want everyone to feel they can be themselves and to thrive at work-in every country, in everything we do, every day. We aim to create a workplace where everyone is treated fairly and with respect, including reasonable accommodation for persons with disabilities. We seek to create and leverage our diverse workforce to build an inclusive environment across the African continent.We actively support the inclusion of people with disabilities and embrace neurodiversity in the workplace. We recognise and value the unique strengths that neurodivergent individuals bring, and we are committed to creating an environment where everyone can thrive.If you require reasonable accommodations in relation to your disability and neurodiverse needs during the recruitment process, please let us know. We are happy to make adjustments to suit your individual needs.Note: The list of tasks / duties and responsibilities contained in this document is not necessarily exhaustive. Deloitte may ask the employee to carry out additional duties or responsibilities, which may fall reasonably within the ambit of the role profile, depending on operational requirements.Be careful of Recruitment Scams: Fraudsters or employment scammers often pose as legitimate recruiters, employers, recruitment consultants or job placement firms, advertising false job opportunities through email, text messages and WhatsApp messages. They aim to cheat jobseekers out of money or to steal personal information.To help you look out for potential recruitment scams, here are some Red Flags:
  • Upfront Payment Requests: Deloitte will never ask for any upfront payment for background checks, job training, or supplies.
  • Requests for Personal Information: Be wary if you are asked for sensitive personal information, especially early in the recruitment process and without a clear need for it. Fraudulent links or contractual documents may require the provision of sensitive personal data or copy documents (e.g., government issued numbers or identity documents, passports or passport numbers, bank account statements or numbers, parent's data) that may be used for identity fraud. Do not provide or send any of these documents or data. Please note we will never ask for photographs at any stage of the recruitment process.
  • Unprofessional Communication: Scammers may communicate in an unprofessional manner. Their messages may be filled with poor grammar and spelling errors. The look and feel may not be consistent with the Deloitte corporate brand.
If you're unsure, make direct contact with Deloitte using our official contact details. Be careful not to use any contact details provided in the suspicious job advertisement or email.

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