Assistant Credit Manager at Reputable Company
- Accra
- Permanent
- Full-time
- Support the Credit Manager in planning, organizing nd supervising credit operations across all branches
- Assess and appraise loan applications, ensuring adherence to the bank’s credit policies and regulatory guidelines
- Lead the design and implementation of agricultural finance, SME lending and microfinance products tailored to rural clients
- Conduct credit risk analysis, prepare credit reports and contribute to management decision-making
- Assist in developing and implementing credit policies, risk mitigation strategies and capacity-building initiatives for lending staff
- Liaise with relevant departments to ensure smooth integration of credit operations with other functional areas of the bank
- Bachelor’s Degree in Banking and Finance, Accounting, Economics, Agribusiness or related discipline
- A minimum of 3 years of relevant experience, with at least 1 year in a supervisory credit role within a rural banking environment
- Proven experience in Agric Financing, Microfinance and SME Financing is essential
- Sound understanding of credit analysis, loan structuring, risk management and regulatory frameworks governing rural banking
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