Credit Analyst at BCL Group

• Research and analyze financial statements, cash flow, and tax returns to evaluate a borrower's ability to repay debt.
• Prepare detailed credit memos and reports for loan committees, recommending approval, denial, or restructuring of loans.
• Generate and compare financial ratios, industry benchmarks, and credit history to determine credit limits.
• Ensure all lending activities adhere to internal company policies and federal/local regulations.

• A bachelor's degree in finance, accounting, economics or any related field is required.
• High proficiency in financial analysis, modeling, and interpretation of complex data.
• Proficiency with financial software, spreadsheets (Excel), and credit scoring models.
• Ability to present findings to management and interact with clients regarding financial documentation.
• Precision in identifying discrepancies or potential fraud in financial documents.

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