Credit Risk Analyst at Bills Micro-Credit LTD

• The Credit Risk Analyst (CRA) is tasked to analyse loan applicants data, to evaluate risk, facilitate the process of assessment via WhatsApp zoom app and is responsible for the underlisted:

• He/She shall directly report to the Credit Risk Manager and Head of Credit Monitoring and Evaluation
• Shall facilitate the assessment and correspondence between the Sales Executive and the clients
• Oversee credit research initiatives to analyse risk and alert management to non-performing loans in porfolios
• Review and analyse financial data
• Improve the credit process and optimize results
• Shall follow relevant credit procedures and policies in the assessment of clients
• Assist to randomly undertake credit checks and monitor credit portfolios
• Evaluates the creditworthiness of clients who request for loan facilitates
• Prepare accurate weekly/monthly/quarterly/annual credit review reports and submit them to the credit Risk Manager
• Ensure that all files, including soft and hard copies are appropriately kept according to the right formats, standards and requirements
• Perform other duties as may be required

• A minimum of a Bachelor’s Degree in Finance, Accounting and Banking
• Minimum of 3 years working experience in similar capacity
• Ability to handle multiple 3 years working experience
• Skilled in the use of Microsoft Word, PowerPoint and excel

• Customer service skills
• Multi-tasking
• Analytical skills
• Tech-savvy, especially in terms of the use of video conferencing app
• Independent minded in making decisions
• Confidentiality
• Time Management
• Good written and verbal communication skills

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