Credit Officers (Hybrid Role) at Fruit Finance

Fruit Finance

  • Accra
  • Permanent
  • Full-time
  • 16 hours ago
Job DescriptionFruit Finance is recruiting Credit Officers to strengthen our operations at Mallam Junction. This is a performance-driven role requiring strong experience in credit assessment, loan recovery, and portfolio management. Successful candidates must enforce repayment discipline, control risk exposure, and maintain high portfolio quality.Job Opportunity: Credit Officers (Hybrid Role)
Location: Mallam Junction, Accra
Company: Fruit FinanceKey Responsibilities
  • Identify and recruit qualified micro and small business clients in line with company policy.
  • Conduct thorough client assessments, loan appraisals, and field investigations.
  • Mobilize, disburse, and ensure strict recovery of loans to maintain a Portfolio at Risk (PAR) not exceeding 5%.
  • Consistently chase delinquent and default clients to demand repayment in line with recovery procedures.
  • Submit accurate daily, weekly, and monthly reports on disbursement, arrears, and recovery status.
  • Deliver financial education and promote digital repayment solutions to reduce default risk.
Qualification Required & ExperienceRequirements
  • Minimum of 1 year proven experience in microfinance credit operations, with emphasis on loan recovery.
  • Diploma or Degree in Finance, Banking, Business Administration, or related field.
  • Strong analytical, negotiation, and field collection skills.
  • Demonstrated ability to control delinquency and maintain portfolio quality.
  • Ability to work under pressure and deliver on recovery targets.
  • Riding or driving experience is an added advantage.
Why Join Us?
  • Competitive compensation with recovery-based incentives.
  • Opportunity to work with a disciplined and fast-growing financial institution.
  • Structured training and professional development opportunities.
Location: AccraClosing Date: 30th September, 2025HOW TO APPLYQualified candidates should submit their CV and Cover Letter to:fruitMicroCredit@gmail.comOnly shortlisted candidates will be contacted.

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