Credit Manager at Reputable Rural Bank

Accra
Permanent
Full-time

2 months ago

Job DescriptionJob DescriptionA reputable Rural Bank located in the Eastern Region seeks to employ the services of a Credit Manager. Persons who meet the following criteria are invited to apply for the position.Ghanaian job opportunitiesJob Description

The person shall prepare credit strategy of the bank
The person shall prepare and deliver presentations and reports regarding key credit issues, exposures and the periodic credit review report to the CEO
Prepare monthly credit report, submit all loans report to Credit References Bureaus and register all securities in the collateral registry
Carry out regular credit facility reviews to ensure compliance with terms and conditions of the credit
Monitor all loans and report on early warning signs to the Chief Executive Officer
Maintain minimum loan recovery rate of 95% on monthly basis
Achieve monthly recovery rate of 5% in respect of overdue loans

Qualification Required & Experience

First Degree in a related field
Professional qualification such as ACCA, CA, ACIB, CIMA, project management etc, and or Masters Degree in a related field is an added advantage
Minimum of 10 years working experience in a similar position in the Rural Banking industry, with 4 years in Managerial position

Required Skills / Attributes

Good communication, interpersonal and presentation skills
Good planning, quantitative and analytical skills
Strong computer literacy skills, (Knowledge in application of Emerge T24)
Good understanding of IFRS9 credit impairment models

Reporting Line:

The person shall report to the Chief Executive Officer
Remuneration: Attractive compensation based on qualification and experience

Location: Eastern RegionHOW TO APPLYInterested applicants should send their Application, CV and any relevant credentials to:Closing Date: 27 November, 2024Only shortlisted applicants would be contacted.

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