Digital Channels Officer by Advans Ghana Savings and Loans Limited
Advans Ghana Savings and Loans Limited
- Accra
- Permanent
- Full-time
You will work within the Business Development Unit to:
- In line with the strategic orientations of the Institution, contribute to the definition of the Digital Channels strategy and action plan of all the Alternative Digital Distribution Channels: Mobile Application, Mobile Banking, USSD Banking, Internet Banking, WhatsApp…
- Act as Project Manager for the launch / optimization of any Alternative Distribution Channels, from opportunity study to feasibility study, to implementation, launch and monitoring:
- Implement Digital Channels project methodology aligned to Group guidelines. o Ensure customer needs are considered at the key stages of the project.
- Coordinate various internal stakeholders (Marketing, Sales & Distribution, IT, Risk…) and external stakeholders (ex: partners, technical solution providers)
- Monitor project planning and budget
- Support the roll-out of the Digital Channels together with relevant stakeholders and define an implementation plan to support the clients in adopting the new channels.
- Ensure that once launched, the project is monitored along with the existing Digital Channels.
- Analyze performance, issue recommendations / action plans, and report to top management of the Institution and to Advans Group
- Monitor, analyse data & provide insights on the performance of the Digital Channels, to be shared with key stakeholders in the organisation and Group in terms of:
- Active Users, Transactions, Impacts on Deposits and Loans, Technical Performance,
- Quality of customer experience across channels, including underlying processes. o Business performance of Digital Channels (profitability of the business model)
- Set up a market watch: Digital Channel initiatives from Competition, Market Trends, Regulation Identify opportunities in terms of optimization / adjustments / new Digital Channels.
- You hold at least a bachelor's degree, and you are interested in the financial inclusion sector and Advans' missions.
- You have:
- At least 3 years of experience in a fast-paced environment with a proven track record of achievements in the Digital area and Digital Projects
- Strong knowledge of USSD technology, client-facing mobile Application and payment systems, including Mobile Money
- Ability to manage complex project involving various internal stakeholders (top management, Marketing, Operations, IT, Risk, branch management)
- Understand the business drivers and complex market environment.
- Ideally an experience within a financial institution (Traditional Bank, Savings and Loans, microfinance, Fintech…) or in a Digital Agency
- Demonstrate ability to remain customer focused and innovative.
- Ability to manage negotiations with external stakeholders (business and technical partners)
- Excellent communication skills - written and spoken.
- Demonstrate excellent analysis and synthesis skills.
- An experience in managing a small team is appreciated but not mandatory
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