Head of Credit - Atwima Rural Bank Limited

Atwima Rural Bank

  • Ashanti Region
  • Permanent
  • Full-time
  • 1 month ago
Atwima Rural Bank, a reputable rural bank in the Ashanti Region seeks the services of highly skilled, dynamic, motivated, result-oriented and qualified key management persons to join its team of professionals as follows: Head of CreditJob Description
  • The person shall prepare credit strategy of the bank
  • The person shall prepare and deliver presentations and reports regarding key credit issues, exposures and the periodic credit review report to the Chief Executive Officer
  • Prepare monthly credit report, submit all loans and report credit references Bureaus and register all securities in the collateral registry
  • Carry out regular credit facility reviews to ensure compliance with terms and conditions of the credit
  • Monitor all loans and report on early warning signs to the Chief Executive Officer
  • Maintain minimum loan recovery rate 95% on monthly basis
  • Achieve monthly recovery rate of 5% in respect of overdue loans
[ad]Qualification Required & Experience
  • First Degree in a related field
  • Professional qualification such as ACCA, CA, ACIB, CICMG, project management etc, is an added advantage
  • Minimum of 5 years of working experience in a similar position in the rural banking industry, with 3 years in Managerial position
Required Skills / Attributes
  • Good communication, interpersonal and presentation skills
  • Good planning, quantitative and analytical skills
  • Good understanding of IFRS 9 credit impairment models
Location: Ashanti Region

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