Microfinance Field Officer (Field Work) at Reputable Company
- Accra
- Permanent
- Full-time
- Conduct market survey to market the bank’s microfinance loan product and services to potential communities to promote microfinance development.
- Perform community entry and prospecting of clients
- Facilitate groups to strengthen microfinance development for the bank
- Facilitate the granting of loans to groups per budgetary estimates and ensure 100% recovery
- Identify and assess the financial needs of clients and provide appropriate solutions
- Evaluate loan applications and assess the creditworthiness of potential clients
- Process loan applications and ensure compliance with bank policies and regulations
- Provide financial literacy education to clients to enhance their understanding of financial concepts and management
- Establish, develop and maintain excellent relations with clients
- Ensure correct and timely booking of loans
- Discuss loan terms with the clients
- Reconcile the field records and group journals
- Prepare monthly report to coordinator and management
- Undertake any other duties that may be assigned
- Minimum of a HND in Accounting, Marketing or in any related field. Degree would be added advantage
- Fair knowledge in T24 banking software and computer skills
- Excellent understanding of lending procedures
- Good group formation and management skills
- Honesty, high sense of integrity and knowledge of community dynamism
- Customer orientation and good communication skills in the local languages
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